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If you have gaps in your National Insurance (NI) record

April 2024

You may have gaps in your NI record if you didn't pay NI contributions in one or more years. This could be because you were employed but had low earnings, you were living or working outside of the UK, or you were self-employed but didn’t pay contributions because of small profits. These gaps could mean that you won’t have enough years of NI contributions to get some or all of the State Pension or qualify for some benefits. If you’re eligible, you may be able to pay contributions to fill any gaps.

You can check your NI record to find out:

• If you have any gaps.

• If you're eligible to pay voluntary contributions.

• How much it'll cost.