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Tracing lost pensions

Why you might have ‘lost pensions'

Throughout your working life you may have different pensions with different employers. It's important to keep track of all the pension schemes you've paid into. This way, you can be sure you're claiming everything you're entitled to when you stop working.

It can be tricky to stay on top of managing your pensions and it's hard to know where to start when it comes to tracking down lost accounts. Thankfully, there's help out there.

How to find a lost pension

The Pension Tracing Service is free and can help you track down old pensions you might have, even if you don't have the details of the pension provider. Before getting in touch it's useful to try and gather as much information as possible, such as:

  • The name of your previous employer.
  • Any previous names it had.
  • The type of business it was.
  • Any changes of address.
  • When you were part of the pension scheme.

Please note that the service will only tell you the contact details of your old pension's administrator – you'll then need to contact them to find out if you have a pension with them, what the value is, and if it can be paid out.