Your State Pension
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About the State Pension
The State Pension is a regular payment from the government that most people can claim when they reach their State Pension age (SPA). You may be entitled to this in addition to what you receive from the Provident Staff Pension Scheme (the Scheme).
Your State Pension age (SPA)
This is the earliest age you can claim your State Pension. It's not the same as your retirement age from the Scheme and varies according to the year you were born:
- If you were born before 6 April 1978 your SPA is somewhere between 65 and 68.
- If you were born after 5 April 1978 your SPA will be 68.
You can check your SPA today. Please be aware that his could change in the future.
How much you'll get
Check the government website for the current full State Pension.
The amount you will receive depends on your National Insurance (NI) record. You need to make NI contributions for a minimum of 10 years to receive any State Pension, and 35 years to qualify for the full amount. The State Pension usually increases at the start of each tax year and is not taxed as income, but it will use up some of your tax-free personal allowance.
You can check how much you might get today by getting a State Pension forecast.